The system will top up your lunch balance at the beginning of each month, based on the remaining weekdays of the current month (e.g., 20 week days). The daily amount is set by your employer, but within the limits set by the tax authority for 2025 the amount has to be to between € 8,60 and € 13,70 per working day.

The yearly maximum number of meals (usages) for the lunch benefit has been determined in accordance with the instructions of the tax authority. Typically, the number of usages is calculated from the week days of the full year deducted with a five-week vacation period. The system distributes the number of usages (e.g., 20) for the current month on the 1st day of each month until the maximum number of usages for the year is reached (by default, 236 usages in 2025). The use of the benefit on holidays or weekends is not limited, but each use reduces the number of usages throughout the year. So if you eat every weekday and also during the summer holidays, there will be fewer usages than weekdays in December. You cannot use the lunch benefit more than the amount of usages you have left, even if you still have money in your lunch balance - this is one of the tax office's rules. Your employer may also have a different way of sharing the lunch benefit - you will receive more detailed instructions from your employer on how to distribute the benefit.

You pay 75% of the lunch benefit yourself, but at least 8,60 euros in year 2025. This is called the deductible. The rest is a tax-free benefit provided by your employer to you. The deductible is either paid with MyMoney, deducted from your salary or the so-called as a supplement to the salary (the employer pays the benefit in full and adds the employee's deductible to the employee's payroll - the employee pays income tax on that share). The deductible should be paid only for the lunch benefit used. Please note also that in some specific cases your employer might have different deductible share. Please ask your employer for more details. 

If you have MyMoney for deductible payment, you need to download MyMoney from your own online bank to your Epassi account. Your balance will show you how much lunch benefit you have with the amount of MyMoney you have downloaded. Please note that your MyMoney balance may be higher than your available lunch balance, as your available lunch balance will always be based on the number of business days in the month. MyMoney never resets, meaning you can use it next month when the meal benefit is distributed again.